Virtual Terminal Payment Processing | Phone & Invoice Payments

Take payments without the hardware

Need to accept credit cards by phone, email, or invoice? A virtual terminal gives you a secure, browser-based way to enter payments manually with no reader required. Whether you are handling phone orders, remote billing, or admin-side payments, we will set you up with a system that is fast, easy, and compliant.

What is a virtual terminal?

A virtual terminal is a secure web portal that lets your team enter customer payment info manually. It’s ideal for:

No technical skills required. If you can fill out a form, you can process a payment.

How it works

You can also set up user roles and permissions, track activity, and export transaction history for reporting or accounting.

Security you can trust

Your portal comes with:

Perfect for:

Hear directly from our clients

Payment Experts Inc.

5.0

Based on 49 reviews

review us on

Keren Shaked (Orbit moving)

16:54 24 Jun 25

Working with payment experts has been a game-changer. Oren is knowledgeable, responsive, and truly understands the payment space. He helped us reduce fees and streamline our processes with ease. If you need a reliable and professional payment partner, look no further. Highly recommended

Sajepan Srikrishnarajah

17:07 21 May 25

Mike is awesome and super helpful. He was able to set us up and save us hundreds monthly for a superior product. Highly recommend him!

cheran Ravindran

20:53 08 May 25

Payment experts has been a huge help for me and my business. Big shoutout to Mike for all his help and making everything so much easier. His service was excellent and really went the extra mile to make sure

Andy Sabri

23:15 11 Mar 25

Payment Exeprts has been a HUGE help with the payment processing for my company. They have been very helpful and accommodating throughout my couple of months of working with them and I want to write this the highlight one individual at the company. Micheal has been an absolute pleasure to work with, he always answers promptly, is always super polite, and is very accommodating.

Nancy Davis

19:44 11 Dec 24

Michael was able to help me with my question about the closeout report and explained why it was printing the way it was. Helped to clarify the report. Thank you!!

Tom Tsiplakos

15:59 05 Nov 24

We’ve had the pleasure of working with Payment Experts for a couple of years, and we couldn’t be more impressed with their innovative solutions and commitment to customer satisfaction. Their payment processing platform is incredibly reliable and provides a nice upgrade to our technology.

What truly sets them apart is their attention to detail and proactive customer support. Highly recommend their services to anyone in need of a trusted payments partner.

Saul Purto

12:26 01 Nov 24

Payment Experts has been instrumental in setting up my restaurants for success. From point of sale, lowest credit card rates, menu boards and setting up our unattended kiosk which resulted in cutting labour hours this is the best company in the business. Thank you!!

Ian Calvert

01:17 01 Nov 24

Working with Payment Experts has been an above and beyond experience. The attention to detail is second to none. They truly are the experts.

Dan Kennedy

00:53 01 Nov 24

The 1800 number experience with my previous provider was like playing roulette on my businesses payment service. Having Payment Experts watching our backs and helping guide us through best market standards has been all the difference. We appreciate everything and highly recommend.